Wafer Phillips Solicitors | RTA and Accident Solicitors in Liverpool

Wafer Phillips is a specialist accident solicitors based in Croxteth. We can assist with a range of claims, from road or work accident to clinical or medical negligence. Let us help you.

FREE Initial Advice · No Win, No Fee

Tel: 0151 256 7898 · Fax: 0151 226 9817
Email: enquiries@waferphillips.co.uk

What to do after a motorbike accident

What to do after a motorbike accident

Whether it is because of increased speed, inexperience, or being under the influence, there are many reasons why a motorbike accident can happen. There is no doubt that being involved in a motorbike accident can be one of the scariest experiences you may have. However, if you find yourself in this type of situation, it’s better to be well-informed so that you will know what to do if it happens.

Should you call the police after a motorbike accident?

One of the first instincts that many people have when they find themselves involved in a motorbike accident is to panic.  However, you should also consider who you need to call in this situation.  If you have been in a motorbike collision where no one has been injured and there are no allegations of driving offences, it may not be necessary to call the police.  The best thing to do in this scenario is to exchange details with whoever else has been involved.  However, it is vital that you report the accident to the police if details could not be exchanged with the other party, if someone was injured at the scene, or if you believe the other person has committed a driving offence.  By alerting the police when you are present at the scene of the accident, you will receive a police report after a police officer assesses the situation, which can be vital if you are going to make a claim for damages.

What information do you need following a motorbike accident?

When a motorbike accident has occurred, it is crucial that you gather information.  This can include pictorial evidence and videos of the location of the accident as well as the state of the motorbikes and the people involved in the collision.  It will also be useful to have a police report including any statements from witnesses as well as details of the date, time and location where it happened. Furthermore, any relevant medical records could be needed as well as the names and contact and insurance details of who you believe is responsible for the accident. All of this evidence can be used if you are making a motorbike accident claim later down the line.

When can you make a motorbike accident claim?

It can be difficult to know how soon you should make a motorbike accident claim after a motorbike collision occurs. Of course, it depends on how serious the situation is and how much harm has been caused. If you have been involved in a motorbike accident and no one has been seriously injured, it is wise to contact your insurance company on the same day to get started with a claim.  However, it isn’t a good idea to leave it too long before contacting your insurance company to start the claims process as there is usually a three-year time limit in the UK which applies to motorbike accident claims (from the date the accident occurred).

How to make a claim following a motorbike accident

The process of making a motorbike accident claim can be stressful to do alone which is why the help of the professional team at Wafer Phillips Solicitors is crucial.  As specialists in accident claims, we are dedicated to helping you make a claim if you have had a motorbike accident through no fault of your own.  Whether it is by assisting you in getting any compensation related to your recovery or helping you wade through the sea of trauma that has been inflicted because of the accident, we will support you every step of the way.

We simplify the process of making a motorbike accident claim by working with you to collect relevant and essential information to assess your claim.  By looking at evidence such as police reports, we will determine who is liable.  Furthermore, by conducting a medical assessment or involving an independent medical advisor, we aim to get you back to your pre-accident self.  Of course, we will then look at the compensation you are likely to receive and we will discuss this with the opposing party.  If they refuse and make an unsuitable counter offer, the issue will be taken to court where a judge will decide on the level of compensation you should receive.

So, if you ever find yourself needing to make a motorbike accident claim, why not consider turning to Wafer Phillips Solicitors? With a pool of knowledge, advice and support, we are always keen to guide you through the process of making a claim.

Contact us via telephone on 0151 256 7898 or by email to find out more about how to get started with your claim.

Why you need a motorcycle accident solicitor when making a claim

A motorcycle accident, no matter how minor, can be a traumatic event which can affect you both physically and mentally.  Immediately following an incident, you may not be aware of the fact you are able to make a claim, or it may be that years later you experience effects as a direct consequence of what happened. Motorcycle accident solicitors like Wafer Phillips understand that each claim needs handling differently and are there to help.

What can you claim for after a motorcycle accident?

you can make a claim if you have been physically injured after an accident, but also for the impact it has had on your mental health such as PTSD (post-traumatic stress disorder).  You can also claim for damage to your bike and clothing. If the accident wasn’t your fault, you may be able to claim for lost wages, medical bills, pain and suffering. You can claim for injuries to anyone riding with you too.

When can you make a claim following a motorcycle accident?

You should make a claim as soon as you possibly can because there is a statute of limitations on filing a personal injury claim in the UK.  For an accident you were involved in which wasn’t your fault, you have up to three years to make a claim. You may also consider making a claim too if you were partly to blame for the accident.

Why is it important to have the help of a motorcycle accident solicitor?

Experienced motorcycle accident solicitors will work with you to achieve the best possible outcome for your claim. If you have already been in a motorcycle accident, you will understand just how overwhelming the experience can be.  Having to navigate an aftermath of pain, recovery, prescription costs, loss of earnings and on top of that having to reach an agreement with insurance companies can all be extremely stressful.  For that reason, there is a risk that you decide to accept a compensation offer that doesn’t accurately reflect the impact the accident has had on your life. Indeed, you may not even realise the things you can claim for.  If you don’t know what motorcycle accident solicitors can and will do for you, then read on:

They will explain the legal process

Whether you receive compensation or not depends upon many complex factors, and if you are unfamiliar with the law on motorcycle accidents it’s easy to feel completely out of your depth.   This is where the legal specialist will help, not only in providing you with valuable support but by ensuring you understand fully your legal rights and the bearing they have on your case.

They will collect evidence​

Motorcycle accident solicitors are there to help you to build your case.  You need to collect evidence to prove the accident occurred and caused your injuries, that you suffered damages as a result, and another’s negligence caused the accident.  They will help you collect things like photographs of the scene, usually from the police but maybe also from people who were taking pictures with mobile phones at the time (it happens).  Eyewitness statements, medical and police records are also important because together they can demonstrate the cause of the accident and who was actually responsible.  Think about it. A motorbike accident can happen in an instant, and even though you’re involved, you may not know the reason why it occurred. A lawyer will be on the trail of evidence to answer that question for you

They’ll wait

Although a claim needs to be made quickly, you don’t want to rush into the process when you don’t know the extent of your injuries and how long recovery might take.   Let’s face it; without knowing the long-term prognosis it could mean you don’t receive adequate compensation for what has happened to you.  By ensuring they have all the evidence, can understand the extent of your recovery, and have details of all your past and future medical expenses, they can then work out the compensation you require.

They’ll help you get medical aid

If the accident involves life-changing injuries, you’ll need the best medical help.  You may require specialist therapies and equipment. Motorcycle accident solicitors can not only help with this but obtain the support of medical professionals who can describe the long-term effects of the accident and who will be able to appear in court on your behalf if necessary.

They’ll be able to quantify your claim for…

∙Medical expenses

This will be the amount you need to pay for your medical treatment. While the NHS is brilliant when it comes to essential medical treatment, there may be costs incurred for things like physical therapy. If this is ongoing, the amount of compensation you receive needs to take this into account.

∙Pain and suffering

This is a hard one to quantify, but again, it is something that a legal expert will consider when calculating how much you receive.

∙Loss of earnings

Not only will your solicitor calculate the income you will have missed out on as a consequence of the accident but also work out future earnings that may be lost, as well as money relating to any disability you may suffer.

∙Damage to property

This could be for the repair or replacement of your motorbike or the funds to clear the debt if it is one you have rented.

Motorcycle accident solicitors will also employ medical professionals to interpret medical records obtained from your doctors and serve as an intermediary between you and your medical team.

How Wafer Phillips can help with motorcycle accident claims​

Your motorcycle accident solicitors at Wafer Phillips can get a real grasp on the value of your claim and argue the case with your insurance company for a specified amount based on your specific circumstances.  If this sounds like something you would like to pursue and you would like to talk to one of our motorcycle accident solicitors then do not hesitate to contact us to arrange a no-obligation consultation.

Can you make a claim for an accident on a motorcycle?

Compared to other road users, motorcyclists are much more likely to die or suffer serious injuries if they have a road traffic accident.

Even during the Covid 19 pandemic with a nation in lockdown, figures show that 285 people died as the result of a motorcycle accident .

It’s a fact that motorcyclists are amongst the most vulnerable of road users and as a consequence the majority of motorcycle accidents happen because drivers don’t see them in their path. That doesn’t mean accidents are entirely the fault of people in other vehicles. Motorcycle accidents can occur for a number of reasons resulting in injury or even death.

What are the most common motorcycle accident injuries?

  1. Head injuries

Motorcycle users must wear approved safety helmets, not only because it’s a legal requirement in the UK but because head and neck injuries are the most common in motorcycle accidents.

Helmets which comply with British safety standards are very effective when it comes to cushioning this, the most important part of the body and can make the difference between life and death when someone is involved in a motorbike accident. However, head injuries are very serious and can lead to life changing injuries.

  1. Road rash

You might think that when you fall off your motorcycle at speed and skin is damaged in the process, that it will eventually heal. But the impact of falling on the ground and then maybe sliding along a hard road for several yards can cause serious injury. Not only will there be cuts and bruises but there may be long term effects such as irritation, infections, and nerve damage. To reduce the risk of skin abrasions, motorcyclists are always encouraged to wear protective leather jackets, thick gloves, and padded pants.

  1. Leg injuries

Legs, knees, and feet can all become damaged when a person is involved in a motorcycle accident. These may not be as life-threatening as head and neck injuries, but they could potentially be life-changing and result in a person being unable to return to the life they had before.

Amputation, long term muscle pain and the inability to walk unaided can all seriously impact on a person’s life. And like any serious injury the consequences on overall physical and mental health can be affected.

  1. Loss of hearing

When someone travels at high speed the pressure that is placed on the ears can lead to damage of the eardrums. Hearing loss could also be the result of a collision.

  1. Fractured bones

Because motorcyclists don’t have the same protection as someone in a car or van, their body will bear the brunt of any road accident. The only thing between them and the hard road is a helmet and leathers and while they may lessen the impact, the possibility of bone fractures is likely. Arms, wrists, ribs, or pelvis can all be broken during such an accident and recovery can take several weeks or even months.

 When can you make a motorcycle accident claim?

If you are involved in a motorcycle accident that wasn’t your fault, then you can make a claim within three years of the incident happening.

 Can you make a claim if you are partly to blame?

The short answer is yes. Although, somebody else must also be to blame. The law says that we should take responsibility for our own safety. This means that if you did something careless, like overtaking a car on the inside of slow-moving traffic you could be considered partly to blame, as this would be deemed contributory negligence. Basically, even if the other party did something reckless, the accident would probably not have happened had you not made this unsafe move.

How much compensation can you get for a motorcycle accident claim?

Compensation for motorcycle accident claims always depends upon multiple factors, such as how severely injured you are and the length of treatment that you might need.

For general damages, a medical assessment is needed as part of the claims process, and a report would be created to show just how severe the injuries are that you suffered and confirm that they were either caused or exacerbated by the accident. Most personal injury compensation is made up of general and special damages. So, if you have lost earnings because you haven’t been able to work then, you would receive special damages. Financial losses must be proven through banks statements, involves etc.

In cases where you were partly to blame the compensation will be reduced.

Contributory negligence is assessed in terms of percentage, which will vary according to the circumstances of the accident – for example, you are 30% to blame and the other party is 70% to blame. This means that the amount of compensation you can get is reduced by the same percentage. So, if you were awarded £10,00 and were 30% at fault, you’d get the £10,000 compensation, minus 30%, which is £7,000.

 How to make a motorcycle accident claim

  1. Get medical attention

If you’ve been involved in a motorcycle accident, it’s essential to obtain medical attention as soon as possible. This could be at the scene or later, but your injuries must go on record, however minor. It is also possible that any injuries could develop into something more serious later.

  1. Collect evidence

You may have dashcam footage or be able to take photographs with your phone of damage to your bike, clothing, property, and injuries, all of which will help with a claim.

  1. Witness statements

Obtaining names and contact details of anyone who might have seen what happened with also be helpful when it comes to motorcycle accident claims.

  1. Inform the police

Again, getting details of the accident on record, is something you should do and will help your claim.

  1. Inform your insurance company

This is another essential step as failing to let your insurance company know what happened could invalidate your insurance.

  1. Contact a solicitor

Once you have contacted a solicitor, you’ll be able to commence the claims process. They will take you through everything step-by step and advise you of the best course of action.

If you want to know more about motorcycle accident claims click here and we will be happy to help in any way we can:

A complete guide to roadside first aid

So you’re the only person around to administer first aid at the scene of a road accident, what do you do? Is it best to leave the person until emergency services arrive, or should you leap in and have a go at helping anyone who’s been injured?

Clearly, if you have some training in first aid then you will be the person to deal with the accident but what if you have no experience? What if you injure the casualty?

Will you be prosecuted? These could be some of the questions you are likely to ask yourself should such a situation arise. There’s no law to say that if you’re involved in a roadside accident or are a bystander that you must administer roadside first aid but this does not mean that it’s OK to leave an injured person who you know is in danger. In fact if you do, you may be liable through your omission to act.

Road traffic accident

If you are not happy to give someone first aid treatment, maybe you faint at the sight of blood? Then there are still things you can do to help.

You can:

  • Call 999 or get someone else to do it if it’s an emergency.
  • Make the area safe – further collisions and fire are among the main hazards when there’s a road accident but there could be broken glass, or spilt oil to look out for too.
  • If you are in a car you need to switch off your engine and turn on your hazard lights to warn oncoming traffic.
  • Don’t let anyone in the area smoke.
  • Monitor the casualty and/or find out what happened.
  • Do not allow the casualty to wander around at the scene in case they walk into the path of other traffic.
  • Try to maintain the victim’s body temperature (e.g. by keeping them warm or shaded).
  • Protect the casualty from severe weather conditions.
  • Comfort the casualty. Reassure them confidently and try not to leave them alone.
  • Try to make them comfortable – but only if you do not suspect they have any spinal injuries.
  • Don’t move any casualties from vehicles unless they are in serious threat of further danger.
  • Do not remove a motor cyclist’s helmet unless it’s an absolute necessity.
  • Never give the casualty anything to eat or drink.

You can also, if qualified to do so, check the casualty for:

  • Responsiveness (signs of life).
  • Breathing difficulties.
  • Severe bleeding wounds (e.g. arterial).
  • Spinal injuries.

Emergency care

If you are in a position to provide emergency care you can follow the following procedure:

Danger

Ensure that you are not in danger.

Response

Try to get a response from the person by giving their shoulder a gentle shake and asking whether they are alright. If they respond, check for injuries.

Airway

If there’s no response, open the casualty’s airway by placing your fingers under their chin and lifting it forward.​ If the casualty is unconscious and breathing, place them in the recovery position until medical help arrives

​Breathing

Check that the casualty is breathing normally. You should be able to see their chest moving, feel the breath on your cheek or hear them breathing. If there are no signs of breathing you can start CPR (cardiopulmonary resuscitation – a life saving medical procedure which is given to someone who is in cardiac arrest).

Be prepared

Always carry a first aid kit. It’s not something you might ever believe you’d need but it could save a life. Also first aid is an excellent skill to have. You can get first aid training from a qualified organisation such as St John Ambulance, St Andrew’s First Aid, British Red Cross, or any suitable, qualified body.

Am I liable if I injure a casualty?

You could be liable for substantial damages if your intervention was considered negligent and caused an injury that the casualty hadn’t sustained in the accident.

This doesn’t just apply to someone who has no training and decides to step in, it is also the case whether you are a healthcare professional, or a non-professional volunteer first-aider.

For example, if you gave chest compressions in a situation where a casualty was not in cardiac arrest and your actions caused damage to the chest wall or underlying organs, you would be causing injuries which would not otherwise have been suffered and, given that the casualty was not in need of emergency resuscitation, would by this intervention be leaving them in a worse state.

If, however, you performed CPR on someone who was in cardiac arrest and the person would without your intervention almost certainly die then it’s unlikely your actions would be deemed negligent.

There’s also an issue of consent because under UK law any form of physical touch without consent could be interpreted as common assault. This is something to keep in mind although if you touched a casualty who was in need of first aid but was unable to give their consent it would be unlikely to lead to a conviction. Imagine for example if you held the hand of a casualty to reassure them, without first gaining consent, it would be a nonsense to charge them with assault however, a conviction could be made if the first aider were to use any form of force against the casualty to administer treatment.

A lot rests on the severity of injuries for example, if the person you’re attending to is unconscious and therefore unable to consent – or maybe they had refused consent and then became unconscious – you are allowed to undertake treatment that is only required for the purpose of saving life.  You are not permitted to undertake non-life threatening treatment, such as treating minor injuries.  Under the Mental Capacity Act (2005) (2) a person is presumed to have the mental capacity to make their own decisions unless proved otherwise.

If you want to know more about the law and roadside accidents please get in touch with us at the link below and we will be happy to help.

Why taking a pre medical offer is a bad idea

What is a pre medical offer?

If you’ve had an accident, maybe an RTA or been injured in the workplace you may find yourself in the position of having to decide whether to accept a pre medical offer.

A pre medical offer (or pre med offer) is something made by the defendant’s insurance company on admitting liability for the accident and it is normally done prior to any medical report being made.

Now while accepting compensation without a medical report sounds rather foolhardy, it’s a tactical move which some insurers are making in the hope that they can avoid a lengthy and costly claims process. And that might be the reason you’d take one up. After all, some cases can go on for years. You may just want to take the money and run.

However it has more value for the insurer than the injured party, as it means saving money in damage and also legal costs, which if the case runs over a number of years could be colossal.

Bear toy with a bandage on

What is a medical report?

If you make a personal injury claim for the injuries that you have sustained in a road traffic accident, an accident at work or a trip or fall in a public place, you need to undergo a medical assessment conducted by an independent medical expert. This is paid for by the defendant’s insurer.

This assessment will determine:

  1. An exact diagnosis of injuries or illness.
  2. Exactly how long your recovery is likely to take.
  3. How serious the injuries are.
  4. Whether there are any long term implications for your health
  5. Ongoing rehabilitation and medical treatment that might be needed.

A medical report equips your solicitor with the means to be able to work out how much your compensation settlement might be and to negotiate with the insurance company to ensure that the money offered is appropriate to your needs.

Why agree to a pre medical offer?

  • You won’t have to attend a medical.
  • You’ll receive a settlement much quicker.
  • There’ll be no need to attend court.

However, as tempting as this sounds you will most likely receive less compensation than you’re entitled to have and you may also not be able to recover other losses such as travel expenses and loss of earnings as well as any money you might need to help with the rehabilitation and recovery process.

It is worth noting that if you do accept a pre medical offer you cannot claim anything else in the future. So, for example, an accident in the workplace becomes a long term condition for which you need care, you cannot then go back and demand further compensation.

What if I reject a pre medical offer?

If you decline the offer, then it no longer exists. You cannot accept the offer later if you refused it or if the other party withdraws the offer. While there is often a follow-up offer, you cannot be sure you’ll actually receive one.

The verdict

When a pre medical offer is made, you’re expected to take a very important decision without any evidence that it will be the correct one for you. The purpose of a personal injury claim is so that the person who has suffered will be able to return to the position they were before the accident had never occurred and if that’s not possible then award them enough money to make any necessary adjustments to their life achievable. Without medical evidence that just isn’t possible.

So while the immediacy of a pre medical offer seems great at first, there is a real risk that by accepting one you will not achieve the full amount of compensation to which you are entitled.

The only way to get the right amount of compensation is to prove your personal injury claims to the standard required at court. This means: obtaining medical evidence by a qualified doctor, who is instructed by an independent firm of solicitors and who represent the interests of the injured person, not the responsible party.

Most legal experts agree that pre medical offers are made for the benefit of the insurers not the benefit of their client and while the claims process may take longer you will profit far more in the long run. If you have had an accident or are unsure about accepting a pre medical offer and need the help of an experienced solicitor, we at Wafer Philips solicitors are here to help.

Can you make a claim if an uninsured driver hits you?

Having a car accident can be bad enough, but what happens if you’re hit by an uninsured driver?

This raises several crucial questions if you then want to make a claim:

  • Can you make a claim at all?
  • What will your insurance company do?
  • What happens if the uninsured drivers runs away from the scene?
  • Can you bring a legal action against them?

A large number of accidents in the UK involving motor vehicles also involve uninsured drivers.

The Motor Insurers’ Bureau (MIB) provides compensation for accidents involving uninsured and hit and run drivers.

In 2018, it recorded more than 26,000 personal injuries from collisions with uninsured vehicles or untraced drivers.

Every 20 minutes, one person in the UK is injured this way.

What Must You Do if You’re in a Car Accident? 

There are certain things you MUST do if you’re involved in a car accident, whether the other driver is insured or not.

Make a note of the other vehicle’s make, model and registration number and what damage there is to the other vehicle.

Note the scene of the accident, including any road markings, traffic lights and driving conditions. Make a note whether the other vehicle had its lights or signals on.

Get the other driver’s name and address.

Get contact names, details and statements from any independent witnesses.

If you can, take photographs of the scene and the vehicles involved, which you can then refer to when making a claim.

The other driver MUST give you their insurance details. If they do not, you can report this to the police.

What Happens if the Other Driver is Uninsured?

Normally, if the other driver has insurance, this would cover you, providing the accident was their fault.

If they are uninsured, however, you can still claim for your damages on your own insurance, providing it is fully comprehensive.

There may be certain consequences if you do this:

  • You will have to pay an excess fee
  • You may lose your no claims bonus.

Some insurance providers may choose to waive the excess fee, and if they include an uninsured driver promise in their policy, they may also let you keep your no claims bonus.

However, if you do make a claim against an uninsured driver, this will still increase your premium when you come to renew your insurance.

There are certain conditions you will need to meet if you are making a claim:

  • You must be able to show that the accident was not your fault
  • You will need details of the uninsured driver and their vehicle
  • You must have the contact details of witnesses.

What if the Uninsured Driver Fails to Stop After the Accident?

If the uninsured driver has fled the scene without leaving details, you should report the incident to the police.

Failing to stop after an accident is an offence. You should report this within nine months of the accident occurring.

However, the police may not take immediate action if there has been no personal injury involved.

But there are alternatives if your insurance is not fully comprehensive, or you cannot provide the details of the uninsured driver.

How Can You Claim Compensation?

MIB (the Motor Insurers’ Bureau) provides compensation for accidents involving uninsured and hit and run drivers.

Although you should report an accident to the police within nine months, MIB recommends that for personal injury claims, you should do this within 14 days, and for damage to property, within five days.

As with other forms of personal injury claim, to make your claim to MIB, you should do this within three years of the accident.

The MIB will investigate the accident, and will accept or reject your claim based on its findings.

For example, if MIB believes you were at fault, or partially at fault, it will reject or reduce your claim.

It will not pay purely on the basis that other driver is untraceable or uninsured.

You must have evidence to back up your claim for compensation.

There are circumstances where MIB refuse your claim:

  • If you were a passenger in an uninsured vehicle which you knew, or ought to have known, was uninsured
  • If you were a passenger in an uninsured vehicle driven by a drink-driver.

To make a claim, the accident must have occurred on a public road or area, with full access to the public.

MIB states that claimants can seek independent legal advice at any stage of making a claim.

Can You Sue an Uninsured Driver?

You may be able to claim compensation from MIB, but does this mean the other driver still gets away with it?

If the MIB settles your claim, they will seek to recover their costs from the other driver.

Your legal representative, acting on your behalf, will make your claim to MIB in the same way you would approach an insurance company.

Even if the uninsured driver is untraceable, you can still make your claim. It may take longer, but providing you provide the right evidence, it can still be successful.

Accident claims against uninsured drivers can involve:

  • Personal injury claims
  • General damages.

It is against the law to drive without insurance. The uninsured driver in your claim may therefore face prosecution, and an investigation as to whether they have other necessary documentation for their vehicle. The police have the right to carry out these investigations.

What to Do If You Have Had an Accident with an Uninsured Driver

As we have shown, you can make a claim in this type of situation. The best way to do this is to work with a legal expert in this area.

For help and advice about making a claim against an uninsured driver, please call us on 0151 256 7898, email enquiries@waferphillips.co.uk or fill in our contact form, and we will be in touch as soon as possible.

How do dashcams help in court cases?

Dashcams are increasingly being used by drivers who want peace of mind on the roads. In fact, this type of technology is an essential part of modern protection and has become ubiquitous in vehicles across the UK. Given dashcams have the capability of capturing accurate footage, they’re being used to provide objective recordings which can complement (or contradict) eyewitness accounts.

What is a dashcam?

Fitted to the dashboard or a key vantage point in your car, dashcams are digital devices that record your travel on the road. Not only do they allow you to capture key memories as you drive, but they can also function as a deterrent for those who want to steal something from your vehicle as they will keep thieves accountable. Dashcams can also provide video evidence to support a claim by capturing key information about an incident.

Legal on UK roads, they must be installed in a way that does not hinder or obstruct your ability to see the road ahead or act as a distraction while driving. The footage from these devices is not only incredibly useful, it’s admissible in court. That permits you to supply video evidence to demonstrate your innocence or prove another driver was at fault in the event of an accident.

How can a dashcam help in court?

A dashcam is a way to capture detailed evidence that would otherwise go unrecorded by public surveillance. Dashcam footage can provide clarification in disputes where conflicting accounts of events exist. Unlike human beings, who could skew the truth, these devices will present an objective account of what has occurred. This can help to resolve disputes quickly without objections. They can even supply information about incidents that you weren’t involved in, helping provide details of number plates or behavior of bystanders to relevant authorities in the event of a serious incident.

Many collisions or traffic accidents can prove to be a ‘he said, she said’ debate that can be difficult to unpack. Being able to supply timely video evidence can seriously cut down the bias in your case as well as the time spent reaching a fair verdict. With many insurers offering discounts for drivers that choose to voluntarily install a dashcam in their car, there are several benefits to having one in your vehicle.

Things to consider with dashcams

While a dashcam is incredibly useful, it is worth taking some time to review your position before picking one up. Remember that:

It can be used both ways

While dashcams are primarily used to protect the owner, it’s worth remembering the footage you capture can easily be used against you. If the material you provide shows you to be at fault, this will swiftly lead to a judgment against you. And if your device can capture information about speed, it can be quickly referred to reinforce a verdict about a ticket. Furthermore, if your device incurs damage, deleting or tampering with footage is considered a serious offense and will be dealt with accordingly.

The law can change

If you’re traveling abroad with a device in your car, it’s worth remembering to check with local authorities that recording your travel is not in violation of the law. This can result in fines, penalties, and, worse, the rapid derailing of a foreign trip. If you’re not solely using the footage for personal use, you’re required to inform others that use your vehicle and – as many devices are used to record activity inside the cab as well – any individuals entering your vehicle must be informed about the device’s presence.

Find the right device

While many dashcams are simple to set up and maintain, it’s always worth taking the time to find a device that fits your needs. At a minimum, this should allow you to view the number plate of vehicles involved in an incident and be able to discern facial features if involved with a criminal act.

Legal admissibility

Courts across the UK are increasingly accepting dashcam footage as evidence, recognizing its unique perspective and ability to provide an accurate account of incidents. However, to be considered by UK courts, the footage must be relevant to the case, authentic, unedited, time-stamped, and submitted properly, typically through appropriate legal representation.

How reliable is a dashcam in court?

In a court setting, dashcam footage is often regarded as reliable in court in the event that it adheres to certain criteria. This is because dashcam recordings offer an objective record, which can be more reliable than eyewitness testimony because it captures accurate footage of events as they occur without bias. This means judges can get a clear indication of what has happened, allowing them to make an informed judgment. Providing the footage is relevant, real, unedited, timestamped, and submitted through legal presentation, this footage can be used against someone else or against yourself. It allows those in court to pick up on minute details that would otherwise be overlooked, such as vehicle number plates.

Contact Wafer Phillips

Dashcams can be a great tool in court or in other circumstances where you need hard evidence to prove something. At Wafer Phillips, we can help you to learn more about dashcams, as well as providing you with information on protecting yourself from personal liability. When it comes to using dashcam evidence in legal cases, we can guide you on how to use footage to reveal exactly what happened during the incident as well as how to properly submit yours as evidence.

Why not get a clearer picture of our full range of services from our home page? If you have any other questions about your case, don’t hesitate to get in touch directly and let us know exactly what you need to resolve your issues and enjoy the peace of mind you’re looking for.

 

 

What to do after a road traffic accident?





It can be disorienting and stressful to be caught up in a road traffic accident. While many of us may be able to avoid them during our time behind the wheel, others are not so lucky. If you’ve been involved in a road traffic accident and are wondering ‘what to do in a traffic accident,’ it’s important to know that making the right decisions afterwards can help you to deal with any issues that arise.

What steps should I take immediately after a car accident?

For those wondering what to do after a traffic accident, it’s tough to think clearly in the immediate aftermath. Whether it’s bumping into a parked car or being involved in a serious collision, your body will likely be flooded with adrenaline, prompting a fight or flight response. While this is useful in situations you need to flee from, it’s not so helpful when you need to act calmly and carefully to avoid further injury and ensure that necessary precautions are taken to avoid further distress later.

Get to immediate safety

If an accident happens, there are a number of simple steps you should take. Turn off your car’s engine and activate your hazard warning lights before checking yourself and other passengers for any injuries. If the accident is minor, ensure others are fine before exiting the vehicle. If the accident is severe, or you are at risk, contact the ambulance and police services immediately. While doing so, attempt to remain calm and control your breathing. Once ready, help others safely leave the vehicle and move to a secure place.

Talk to others involved

When it’s safe to do so, interact with other individuals involved in the accident. Remember to maintain a safe distance and ask if they need assistance. At this stage, you shouldn’t apologize or admit responsibility until there’s been a full investigation. If the other driver attempts to leave without exchanging details, appears to be under the influence of drugs or alcohol, or appears to have deliberately caused the crash, it’s advisable to call the police immediately. If individuals have been injured, do your best to provide care until an ambulance arrives. Remember, some injuries can be made worse by moving the individual concerned. Therefore, if you’re at all unsure about an injury they’ve sustained, make them comfortable until help arrives.

After arriving back at home

Once you’ve left the scene of an accident, you’re legally required to report what has happened to your insurance provider within 24 hours. This will allow you to report the crash, confirming your policy number, the details of the car involved, and the driver’s name and details. This enables your provider to start the process of capturing information about your accident and assess whether you’re eligible to make a claim.

In the case of disputes

Not all accidents are resolved amicably, and you may find yourself in a position to make a claim against another driver because of their negligence, or defending yourself from a spurious allegation accusing you of full culpability. If this is the case, it’s important to contact a reliable solicitor as quickly as possible and provide them with evidence and information that you’ve collected from the scene of the incident. This will allow your provider to assess the integrity of any claim and permit you to rest easy while they pursue every avenue possible to ensure that scammers are promptly dealt with and that you are put in the strongest position to make your case backed by all available appropriate evidence.

What should I do if I’m stranded on the motorway hard shoulder?

If you’re stranded on a motorway hard shoulder after an accident, stop your car as far left as possible, with wheels turned left, and turn on your hazard lights. If visibility is low, you should turn on your rear fog or side lights. Next, you should exit your vehicle quickly through the left-side door and stand on the other side of the crash barrier if safe. If not, keep your hazard lights and seatbelts on, and call 999 immediately. If you’re near an emergency telephone on the hard shoulder, try to stop near it. Move passengers to a safe place away from and leave animals secure inside the car. On a smart motorway with no hard shoulder, try to reach an emergency area marked with blue signs and an orange SOS telephone symbol. Once there, use the phone to ring for help. In this situation, always prioritize your safety and be aware of your surroundings.

What information should I record at the accident scene?

At the accident scene, you will need to exchange details with other motorists involved, which includes noting their name and address, your insurance information, and establishing if the driver is the registered owner of the vehicle. While waiting, take the opportunity to take as much photographic evidence of the scene as possible, including the surrounding area and a record of the time and lead-up to the crash. This should include the conditions, time and date, the nature of the damage, and any information you can capture, including names of witnesses, nearby CCTV cameras, and other elements. The Road Traffic Act (1988) states that individuals are required to stop and exchange details with any individual involved in a collision, detailing your vehicle registration and personal contact details in full. Failure to do so at the time can open you up to significant fines, legal action, and follow-up from the police in a worst-case scenario. It’s also essential to remember that your actions can potentially expose you to claims from those involved seeking compensation for injuries.

Do you have to report a minor car accident to the police?

Whether you need to tell the police about a small car crash depends on where it happened. Some places say you must report a bump if someone is hurt, or if the car damage costs a lot. A police report can help determine who pays for the repair. However, it’s always good to know the rules where you live, and if you’re not sure, it’s best to inform the police.

Contact Wafer Phillips Solicitors

At Wafer Phillips, we believe it’s important to take extra care in the wake of an accident. We can guide you with regards to what steps you need to take before making a claim or resolving the issue with your provider. With many years’ experience providing care for claimants, we will work with you to provide the protection and care that you require, making the resolution process as efficient and stress-free as possible. You can take a look at our services on our website or get in touch directly to let our team know exactly what you need.

Avoid RTAs with Preventative Maintenance for Your Car





If you’re a car owner, it’s vital to carry out preventative maintenance on your vehicle to reduce the risk of road traffic accidents (RTAs) occurring.

There are sensible precautions you can take, and this guide to how to avoid RTAs is a good place to start.

Steps like checking your tyre pressure regularly, and changing your oil, help identify issues before they become serious problems.

 

What is the biggest cause of road accidents?

 

There is a correlation between checking your car and preventing accidents because neglecting regular maintenance can have extreme consequences.

Faulty brakes can cause accidents as there is a compromised stopping potential, meaning you will have less control over your vehicle.

Tyres that aren’t inflated properly and have reduced tread can lead to worse traction and greater instability, causing skidding. Worn tyres are especially dangerous in wet conditions because they won’t grip the road surface properly.

Lights that aren’t functioning correctly can obscure your vision and cause collisions, especially during poor light conditions.

If other components of your car aren’t functioning correctly, such as your suspension or steering, it may also mean you have less control over your car, thus increasing the risk of accidents.

Even if you don’t have a collision, failing to keep your car in good condition makes an unexpected breakdown more likely.

 

How to carry out key checks

 

Read the manual

 

Reading the manual that comes with your vehicle is essential.

If you didn’t receive one when you bought your car, the same details can usually be sourced from the manufacturer’s website.

By studying the manufacturer’s recommendations, you can usually devise an appropriate maintenance schedule for your specific vehicle, not just cars in general.

For example, an owner’s manual will tell you how often you need to change your oil, filters, timing belts, and much more.

It should be consulted when you’re encountering any issues with your car, or if you need to find out more information about an identified issue.

 

Key checks

 

You need to carry out your own inspections regularly.

That doesn’t require expert motoring knowledge, but there are plenty of resources that can help.

These checks can include making sure the lights are working, the tyre pressure is what should be, listening out for odd sounds, checking wiper fluid levels, assessing the battery, cleaning contact points, and replacing your windscreen wipers when you start to notice streaks on the windscreen.

Carrying out regular oil changes will also help to keep your engine running smoothly.

Belts and hoses should also be inspected for tears or uneven wear.

It’s also wise to inspect windscreens and windows as cracks or damage can obscure your vision.

Your tyres need to be rotated and balanced on a regular basis too – your manual will tell you how often this needs to happen.

Spark plugs should also be checked; if they cease to function optimally, your car will be less fuel efficient.

Regular checks and maintenance ensure issues are flagged before time, thus reducing the risk of accidents caused by

mechanical failure.

 

Other benefits of preventative maintenance

 

Addressing minor issues before they become major problems can save you significant money. Indeed, neglecting small concerns can lead to expensive repairs in the future.

A well-maintained car operates more efficiently, translating to better fuel economy. Regular oil changes, air filter replacements, and proper tyre inflation help you avoid costly bills.

Not only that, proper maintenance is crucial for extending the lifespan of your vehicle. Taking care of your car now ensures that it runs effectively for many years to come.

Regular maintenance also reduces emissions, making your vehicle more environment-friendly. Some parts of the UK even offer tax incentives for environment-conscious car owners.

 

Why Wafer Philips?

 

We understand that road traffic accidents can happen, even if you have done everything in your power to prevent them occurring.

If you’ve been involved in a road traffic accident (RTA), Wafer Phillips Solicitors can provide expert assistance.

If you’ve been injured in an RTA through no fault of your own, you’re entitled to claim compensation.

We have accumulated more than a quarter-century of experience securing financial compensation for our clients in Liverpool and across the North West of England.

Our legal team can guide you through the compensation process, making it as straightforward and stress-free as possible.

Whether it’s handling paperwork, negotiating with insurers, or representing you in court, we’ve got you covered.

We assist victims of accidents involving uninsured drivers and can help you to understand the main causes of road accidents. Our expertise also extends to providing guidance on roadside first aid.

We will do everything in our power to deliver the best result, and work closely alongside you to gather as much vital evidence as we need to make your claim a success.

We work on a no-win, no-fee basis and always aim for the best deal possible.

You can contact us at any time if you have been in a road accident and suspect you could be entitled to compensation.

 

Getting in touch

 

To find out more about making road traffic accident claims with Wafer Philips, call 0151 256 7898​ or send an email to enquiries@waferphillips.co.uk

Let Wafer Phillips be your trusted partner in seeking justice and compensation for your road traffic claim.

Wafer Phillips Solicitors